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Answer a few plain-English questions and get a completed, ready-to-send letter with the deadlines that apply to you. Everything happens in your browser. We never see, store or send your answers, and we never submit anything for you.
- Get your money back from an airline A ready-to-send claim (PDF or copy-paste for the airline's web form), refund deadlines and escalation steps About 7 minutes
- Dispute a wrong charge on your credit or debit card A ready-to-sign letter (PDF), calendar reminders and a mailing checklist About 8 minutes
- Dispute errors on your Equifax, Experian or TransUnion report One addressed letter per bureau (PDF), follow-up reminders and a mailing checklist About 10 minutes
- Make a debt collector prove the debt before you pay A ready-to-sign letter (PDF), your 30-day deadline in your calendar, and a mailing checklist About 6 minutes
- Appeal a denied health insurance claim or prior authorization A ready-to-sign appeal letter (PDF), an optional doctor's support-letter request, deadline reminders and a checklist About 10 minutes
- Get an itemized medical bill and dispute the errors One or two ready-to-sign letters (PDF), deadline reminders and a checklist About 8 minutes
- Get your security deposit back from a landlord A ready-to-sign demand letter (PDF), a payment deadline in your calendar, and next steps About 8 minutes
- Cancel a subscription and get the last charge back A cancellation and refund letter, an optional bank stop-payment letter, reminders and a checklist About 5 minutes
- Find every place your unclaimed money could be A printable checklist with official links, a document list and a yearly reminder About 4 minutes, then 15 to 30 minutes of searching