Daily Saver ·
Get a bank fee refunded with a 30-second script
The problem: Banks charge one-off fees (overdraft, wire, late, ATM) that they'll often reverse if you just ask.
What someone got: A writer read a short ChatGPT script to his bank and says his $50 wire-transfer fee was refunded on the spot, in under five minutes. (Motley Fool Money via Madam Money, self-reported)
The prompt:
Paste into any free AI chatbot
I was charged a $[AMOUNT] [overdraft/late/wire/ATM] fee on [DATE]. I've been a customer for [N] years and this is the first time. Write a friendly 3–4 sentence phone script asking for a one-time courtesy refund, plus one polite line if they say no.
Your 2-minute steps:
- Find the fee and date in your banking app.
- Paste the prompt into a free AI chatbot and fill in the brackets.
- Call (or use secure chat) and read the script. If the first person says no, politely ask for a supervisor.
Waivers are a courtesy, not a right, and work best once in a while.