{
 "site": "Cheaper by AI",
 "base_url": "https://www.cheaperbyai.com",
 "generated": "2026-10-19",
 "docs": "https://www.cheaperbyai.com/developers/",
 "notes": "Results are reported as their sources state them. result_kind tells you how to present a headline: only 'saving' is a money-saved figure.",
 "categories": [
  {
   "slug": "bill-negotiation",
   "name": "Bill Negotiation",
   "icon": "📞",
   "description": "Lower recurring bills like internet, phone and cable with AI-written scripts or AI agents that call for you.",
   "url": "https://www.cheaperbyai.com/category/bill-negotiation/",
   "count": 10,
   "use_cases": [
    "ai-script-to-negotiate-internet-bill",
    "ai-agent-calls-provider-to-lower-bill",
    "negotiate-phone-plan-or-switch",
    "negotiate-rent-renewal-with-ai",
    "audit-cell-phone-bill-line-items",
    "ask-provider-to-match-competitor-price",
    "check-internet-bill-broadband-label-fees",
    "apply-for-lifeline-phone-internet-discount",
    "compare-home-repair-contractor-bids",
    "cut-cable-tv-bill-or-switch-to-streaming"
   ]
  },
  {
   "slug": "medical-bills",
   "name": "Medical Bills & Health Insurance",
   "icon": "🏥",
   "description": "Audit hospital bills, catch coding errors, apply for charity care and appeal insurance denials with AI help.",
   "url": "https://www.cheaperbyai.com/category/medical-bills/",
   "count": 13,
   "use_cases": [
    "audit-hospital-bill-against-medicare-rates",
    "spot-incorrect-hospital-charge-dispute-letter",
    "appeal-health-insurance-denial-with-ai",
    "apply-for-hospital-charity-care",
    "fix-preventive-care-billed-as-diagnostic",
    "audit-eobs-against-what-you-paid",
    "escalate-insurer-grievance-when-stonewalled",
    "request-external-review-after-denied-appeal",
    "compare-prescription-prices-goodrx-cost-plus",
    "dispute-surprise-medical-bill-no-surprises-act",
    "dispute-bill-over-good-faith-estimate",
    "check-hsa-fsa-eligible-expenses",
    "find-drug-manufacturer-patient-assistance"
   ]
  },
  {
   "slug": "subscriptions",
   "name": "Subscriptions & Refunds",
   "icon": "🔁",
   "description": "Find forgotten subscriptions, cancel them and push for refunds on unwanted renewals.",
   "url": "https://www.cheaperbyai.com/category/subscriptions/",
   "count": 10,
   "use_cases": [
    "subscription-audit-from-bank-statement",
    "refund-for-unwanted-subscription-renewal",
    "cancel-gym-membership-with-ai-letter",
    "request-app-store-subscription-refund",
    "ask-for-prorated-refund-annual-plan",
    "track-free-trials-before-they-charge",
    "get-retention-offer-before-cancelling",
    "find-subscriptions-hidden-in-app-stores-paypal",
    "rotate-streaming-services-to-save",
    "stop-recurring-charge-through-your-bank"
   ]
  },
  {
   "slug": "unclaimed-money",
   "name": "Unclaimed Money",
   "icon": "💰",
   "description": "Search official databases for money that is already yours: old deposits, refunds, retirement plans, insurance policies and settlements.",
   "url": "https://www.cheaperbyai.com/category/unclaimed-money/",
   "count": 11,
   "use_cases": [
    "search-state-unclaimed-property",
    "find-lost-retirement-accounts-pensions",
    "find-lost-life-insurance-policy",
    "claim-class-action-and-ftc-refunds",
    "check-irs-for-unclaimed-tax-refund",
    "claim-lost-or-matured-savings-bonds",
    "search-fdic-failed-bank-unclaimed-deposits",
    "search-ncua-failed-credit-union-deposits",
    "check-hud-fha-mortgage-insurance-refund",
    "claim-back-wages-dol-workers-owed-wages",
    "check-sec-fair-fund-investor-distributions"
   ]
  },
  {
   "slug": "insurance",
   "name": "Insurance Shopping",
   "icon": "🛡️",
   "description": "Compare quotes, understand your policy and negotiate renewals for auto, home and health coverage.",
   "url": "https://www.cheaperbyai.com/category/insurance/",
   "count": 11,
   "use_cases": [
    "negotiate-car-insurance-renewal-with-ai",
    "compare-insurance-quotes-apples-to-apples",
    "medicare-plan-comparison-with-ai",
    "shop-home-insurance-renewal-with-ai",
    "compare-renters-insurance-quotes",
    "estimate-term-life-insurance-need",
    "compare-pet-insurance-policies",
    "check-if-you-need-umbrella-insurance",
    "audit-insurance-discounts-you-are-missing",
    "check-deductible-tradeoff-math",
    "compare-aca-marketplace-plans-with-ai"
   ]
  },
  {
   "slug": "disputes-fees",
   "name": "Disputes & Fees",
   "icon": "⚖️",
   "description": "Dispute wrong charges, get bank fees waived and write firm, factual complaint letters.",
   "url": "https://www.cheaperbyai.com/category/disputes-fees/",
   "count": 12,
   "use_cases": [
    "dispute-credit-card-charge-with-ai",
    "get-bank-fee-waived-ai-script",
    "get-security-deposit-back-with-demand-letter",
    "dispute-credit-report-errors-with-ai",
    "send-debt-validation-letter",
    "dispute-hidden-fees-hotels-and-tickets",
    "file-cfpb-complaint-bank-or-card",
    "dispute-unauthorized-bank-transfer",
    "appeal-parking-ticket-or-penalty-charge",
    "claim-product-warranty-repair-or-refund",
    "sue-in-small-claims-for-security-deposit",
    "document-move-out-to-protect-deposit"
   ]
  },
  {
   "slug": "price-tracking",
   "name": "Price Tracking",
   "icon": "📉",
   "description": "Track prices, get drop alerts and claim price adjustments.",
   "url": "https://www.cheaperbyai.com/category/price-tracking/",
   "count": 8,
   "use_cases": [
    "amazon-price-history-alerts",
    "request-retailer-price-adjustment",
    "track-prices-with-google-shopping-alerts",
    "compare-grocery-unit-prices-with-ai",
    "check-if-a-sale-price-is-real",
    "price-match-at-checkout-best-buy-target",
    "buy-certified-refurbished-or-open-box",
    "catch-checkout-scanner-overcharges"
   ]
  },
  {
   "slug": "travel",
   "name": "Travel Refunds & Fares",
   "icon": "✈️",
   "description": "Claim flight compensation, appeal refund denials and track fares.",
   "url": "https://www.cheaperbyai.com/category/travel/",
   "count": 10,
   "use_cases": [
    "appeal-airline-hotel-refund-denial",
    "claim-eu261-uk261-flight-compensation",
    "track-flight-prices-google-flights",
    "escalate-stuck-airline-refund-to-regulator",
    "claim-dot-automatic-refund-cancelled-flight",
    "get-checked-bag-fee-refund-delayed-bag",
    "claim-meals-hotel-airline-controllable-delay",
    "rebook-hotel-when-price-drops",
    "decide-on-rental-car-insurance-at-counter",
    "claim-uk-train-delay-repay-compensation"
   ]
  },
  {
   "slug": "taxes-benefits",
   "name": "Taxes & Benefits",
   "icon": "🧾",
   "description": "Appeal property taxes, double-check your return and find benefits you qualify for.",
   "url": "https://www.cheaperbyai.com/category/taxes-benefits/",
   "count": 13,
   "use_cases": [
    "appeal-property-tax-assessment-with-ai",
    "double-check-tax-return-missed-deductions",
    "find-government-benefits-you-qualify-for",
    "cross-check-cpa-prepared-tax-return-with-ai",
    "check-eitc-eligibility",
    "file-taxes-free-with-vita-or-free-file",
    "check-property-tax-homestead-exemptions",
    "appeal-college-financial-aid-award",
    "check-snap-food-benefits-eligibility",
    "claim-child-and-dependent-care-credit",
    "amend-tax-return-to-claim-missed-refund",
    "claim-2025-home-energy-tax-credits-before-they-lapse",
    "check-property-record-card-for-errors"
   ]
  },
  {
   "slug": "home-everyday",
   "name": "Home & Everyday Spending",
   "icon": "🛒",
   "description": "Cut grocery and energy costs and negotiate big purchases like cars.",
   "url": "https://www.cheaperbyai.com/category/home-everyday/",
   "count": 11,
   "use_cases": [
    "compare-electricity-plans-with-ai",
    "ai-meal-plan-cut-grocery-bill",
    "negotiate-car-purchase-with-ai",
    "switch-energy-tariff-to-match-your-usage",
    "apply-for-liheap-energy-bill-help",
    "get-free-weatherization-home-energy-upgrades",
    "compare-moving-quotes-and-avoid-scams",
    "find-water-leaks-to-cut-water-bill",
    "check-product-recalls-for-free-fixes",
    "build-a-budget-from-your-statements-with-ai",
    "check-if-rent-increase-is-legal"
   ]
  },
  {
   "slug": "car-costs",
   "name": "Car Costs",
   "icon": "🚗",
   "description": "Check repair invoices and dealer upsells, find free recall fixes, refinance auto loans and size up warranties and used cars.",
   "url": "https://www.cheaperbyai.com/category/car-costs/",
   "count": 8,
   "use_cases": [
    "audit-car-repair-invoice-with-ai",
    "check-dealer-service-upsells-with-ai",
    "decide-diy-car-repair-with-ai",
    "check-car-for-open-recalls-free-repairs",
    "refinance-auto-loan-check-with-ai",
    "review-extended-warranty-or-service-contract",
    "check-used-car-before-buying-with-ai",
    "compare-fuel-costs-between-cars"
   ]
  },
  {
   "slug": "debt-interest",
   "name": "Debt & Interest",
   "icon": "💳",
   "description": "Lower card APRs, check balance-transfer math, choose student loan plans and avoid debt-relief and payday traps.",
   "url": "https://www.cheaperbyai.com/category/debt-interest/",
   "count": 7,
   "use_cases": [
    "ask-credit-card-issuer-for-lower-apr",
    "check-balance-transfer-math",
    "pick-student-loan-repayment-plan",
    "build-debt-payoff-plan-with-ai",
    "vet-debt-relief-or-settlement-offer",
    "find-alternatives-to-payday-loans",
    "tell-debt-collector-to-stop-contacting-you"
   ]
  },
  {
   "slug": "safety",
   "name": "Scam & Safety Checks",
   "icon": "🚨",
   "description": "Spot fake refund offers, risky apps and overhyped AI claims before they cost you.",
   "url": "https://www.cheaperbyai.com/category/safety/",
   "count": 8,
   "use_cases": [
    "spot-money-saving-scams-and-overhyped-ai",
    "check-suspicious-text-or-email-with-ai",
    "spot-government-impersonation-arrest-scam",
    "verify-a-debt-collector-is-real",
    "avoid-fake-refund-and-overpayment-scams",
    "freeze-your-credit-for-free",
    "protect-family-from-ai-voice-clone-scams",
    "spot-fake-online-stores-before-you-buy"
   ]
  }
 ]
}